Real life, not learned in school

  As a realtor and a black man, the history of redlining and the ways it continues to impact communities today is something I strive to be aware of. Understanding the history of the communities I work with is essential for every relationship I build.  The practice of redlining was discovered in the 1960s when it became clear that the government was intentionally not investing in communities of color. This practice directly impacted black families and their ability to purchase a decently priced home that gain equity (Hayes, 2023). Redlining is an inherently discriminatory act that delayed the progress of communities of color for decades to come.  A prime example of the continuous impact of redlining  From the same article, Hayes explains that in 1996, homes in redlined neighbors priced at less than half of the homes the government deemed “best” for lending (Hayes, 2023). Even if you kept your home in a redlined neighborhood after combating things like gentrification, ...

 All of us have heard the same song all throughout school "Show up on time, Do what you are told. Go to school. Work hard go to college, graduate and get a good job." Seems like a great, plan, in theory.  Maybe what our educational system is teaching us is a tad dated. I  personally, as a formal IT professional know that there really is no such thing as the stay at one place, work thirty years and then retire , is a dated philosophy. Now companies are changing. In order to move forward we all need to work smarter and not harder.  Downsizing seems the quickest way to cut costs. Makes it very hard to stay relevant when the employee is a liability instead of an asset on the corporate spreadsheet. I heard someone say the other day that for 99 Percent of us , our educational system has taught us how to become an employee. Words like overhead, depreciation , compound interest, carryover were not emphasized in our earlier education. I am someone that bought into notion of g...