Real life, not learned in school

Taking up a side gig requires extensive preparation and research because it has to be worth the extra time and provide the payout you want. If you are in the wrong side gig, you can easily waste your time and drift further from your goals. Investing extra time in a side gig can help you move closer to your financial success because it can help you pay off any debt, build an emergency fund, or purchase an insurance policy to protect your family.. Things to consider when searching for your side gig Be sure to look for flexible side gigs to be sure it works with the job you already have and your days run smoothly.  You may also want to look for a job that has the potential to make extra money (commission, overtime/extra hours) in case you need more money than expected. Search for a position with good benefits or discounts. For example, if you are taking up another job to lower your monthly bills, you may choose a grocery store to get a discount on your groceries.  No job is too g...

  Most people can attest that being taught about money was not considered a huge priority. Despite this, financial literacy is a skill everyone should have a strong understanding of because knowledge of money and how it works impacts every facet of our lives. What is financial literacy? Why is it important for everybody? The book titled “How Money Works-Stop Being a Sucker” by Tom Mathews, Steve Siebold, and Andy Horner provides a definition for financial literacy that is as follows: the understanding of how to earn, spend, save, manage and invest money” (Mathews et al., 2023 p. 6).  On the following page, the book explains that financial illiteracy impacts three-fourths of the world and that governments and corporations use this ignorance to their advantage (Mathews et al., 2023, p.7). Later, the authors break down that statistic, explaining that this would mean that with seven point five billion people in the world, five billion of them would be considered financially illi...

 All of us have heard the same song all throughout school "Show up on time, Do what you are told. Go to school. Work hard go to college, graduate and get a good job." Seems like a great, plan, in theory.  Maybe what our educational system is teaching us is a tad dated. I  personally, as a formal IT professional know that there really is no such thing as the stay at one place, work thirty years and then retire , is a dated philosophy. Now companies are changing. In order to move forward we all need to work smarter and not harder.  Downsizing seems the quickest way to cut costs. Makes it very hard to stay relevant when the employee is a liability instead of an asset on the corporate spreadsheet. I heard someone say the other day that for 99 Percent of us , our educational system has taught us how to become an employee. Words like overhead, depreciation , compound interest, carryover were not emphasized in our earlier education. I am someone that bought into notion of g...