Real life, not learned in school

      My name is Walter. I began my career in Real Estate at age twenty-one in 1994 while working at a grocery store from age sixteen to twenty-six. Once I left the grocery store, I pursued other job opportunities while building my Real Estate business. Years later, I found the seven money milestones that refined how I viewed money. I started this blog to provide people with financial literacy skills typically not taught in schools but are ESSENTIAL for our success. As my introduction, here are a few insights surrounding my experience with the seven money milestones.   Milestone 1: Get a Financial Education  My first in depth look into financial education was when I met my now business partner Shon Agnew from WFG Wealthwave. Today, I continue my education by sharing information with others and further that knowledge through my recent work with WFG Wealthwave. I also read (or listen to) books and blogs on finance on a weekly basis to supplement my knowledge....

  Most people can attest that being taught about money was not considered a huge priority. Despite this, financial literacy is a skill everyone should have a strong understanding of because knowledge of money and how it works impacts every facet of our lives. What is financial literacy? Why is it important for everybody? The book titled “How Money Works-Stop Being a Sucker” by Tom Mathews, Steve Siebold, and Andy Horner provides a definition for financial literacy that is as follows: the understanding of how to earn, spend, save, manage and invest money” (Mathews et al., 2023 p. 6).  On the following page, the book explains that financial illiteracy impacts three-fourths of the world and that governments and corporations use this ignorance to their advantage (Mathews et al., 2023, p.7). Later, the authors break down that statistic, explaining that this would mean that with seven point five billion people in the world, five billion of them would be considered financially illi...

 All of us have heard the same song all throughout school "Show up on time, Do what you are told. Go to school. Work hard go to college, graduate and get a good job." Seems like a great, plan, in theory.  Maybe what our educational system is teaching us is a tad dated. I  personally, as a formal IT professional know that there really is no such thing as the stay at one place, work thirty years and then retire , is a dated philosophy. Now companies are changing. In order to move forward we all need to work smarter and not harder.  Downsizing seems the quickest way to cut costs. Makes it very hard to stay relevant when the employee is a liability instead of an asset on the corporate spreadsheet. I heard someone say the other day that for 99 Percent of us , our educational system has taught us how to become an employee. Words like overhead, depreciation , compound interest, carryover were not emphasized in our earlier education. I am someone that bought into notion of g...